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Garden Club

Name: Garden Club
Start: 2026-02-11T11:00:00-05:00
End: 2026-02-11T11:00:00-05:00

February 11 @ 11:00 am

02/11/2026

Details

Date: February 11
Time:
11:00 am

Rental criteria

RENTAL APPLICATION AND OCCUPANCY CRITERIA

This community is designated for residents 55 years and older under the Housing for Older Persons Act of 1995 (HOPA), 42 U.S.C. §3607(b)(2)(C), 24 CFR Part 100, Subpart E; and Florida Statutes §760.24-760.37(4a). Management maintains policies and procedures evidencing the intent to operate as “housing for older persons” and follows all HUD and Fair Housing requirements to verify age eligibility and preserve the community’s exemption from familial-status discrimination.

Application & Identification

Each person who will occupy the apartment and contribute to the rent payment must complete an application. All applicants and occupants aged 18 or older must provide a valid government-issued photo ID.

Occupancy and Age Eligibility

To comply with the Housing for Older Persons Act (HOPA) and Florida Statutes §760.29, this community is designated as housing for persons aged 55 or older.

At least 80% of the occupied apartments must have at least one resident age 55 or older.
All other occupants within those qualifying households must be at least 45 years of age.
The remaining 20% (or fewer) of apartments may be occupied by households without a resident age 55 or older, provided that all permanent occupants are at least 45 years of age and the community continues to meet the required 80% threshold.
Age verification will be conducted and maintained in accordance with 24 CFR §100.307 and Florida Statutes §760.29(4)(a) to confirm ongoing compliance with HOPA.

Occupancy Standard: The general standard is two persons per bedroom plus one additional person per apartment. Additional residents may be permitted on a case-by-case basis, depending on factors such as the apartment’s size or configuration, the building’s capacity and systems, and state or local code requirements. To maintain the community’s 55+ designation, at least one household member must be 55 or older. All other residents must be at least 45 years old.

Rental History

Applicants must have a positive rental record with on-time payments, no lease defaults or damages, and no evictions in the past five years.

Screening and Verification Process

Applications are processed through a third-party screening company to provide an objective evaluation of:

Credit History – payment records, debts, and housing judgments.
Criminal Background Check – based on nature, number, severity, and timing of offenses.
Income Verification – confirming documentation matches stated income.
Fraud Detection – identifying falsified documents such as paystubs or bank statements.
Identity Verification – validating government-issued photo ID.

If denied or approved with conditions, applicants receive an adverse action notice with information to dispute results and contact the screening company or consumer reporting agencies. Applicants will be notified of their application status as soon as the screening process is complete, typically within three business days. RISE Residential and its affiliates are not responsible for inaccuracies from third-party reporting agencies.

Income Requirements, Guarantors, and Guarantor Waiver Program

Applicants must have a verifiable gross monthly income of at least 2.5 times the monthly rent to be fully approved.

Applicants with income between 2 times and 2.49 times the monthly rent may be approved with conditions, requiring either a qualifying guarantor or enrollment in the Guarantor Waiver Program.

Applicants with income below 2 times the monthly rent will be automatically denied.

Guarantors:

Allowed for income qualification only, not credit.
Must reside in the U.S., meet all screening criteria independently, and have verifiable gross monthly income of 4x the monthly rent.
Guarantors are jointly and severally responsible for the lease and must sign a Guaranty Addendum.

Guarantor Waiver Program:

Applicants who cannot provide a qualifying guarantor may enroll in the Guarantor Waiver Program.
The fee is $33 per month, non-refundable, and considered additional rent.
Enrollment fulfills the conditional approval requirement but does not reduce the resident’s financial responsibility for paying rent or returning the apartment in good condition.

Proof of Income:

Proof of income must reflect direct income to the applicant.

Paystubs: The most recent six consecutive weeks showing year-to-date earnings.
Employment Offer Letter: For employment starting within 30 days; must include company name/logo, business address, phone, salary, and company domain email. Employer must be verifiable via website and phone.
Self-Employment/Variable Income: Prior year tax return plus last three months of bank statements showing consistent deposits.
Other Sources (e.g., pensions, Social Security, child support): Official documentation plus three months of bank statements showing matching deposits.

If the applicant is unemployed and does not have a verifiable monthly income, bank statements must show a balance equivalent to 3 times the rental obligation for the entire lease term.

If income cannot be verified or employer cannot be independently confirmed, the application is incomplete and may be denied. Providing falsified or altered documents will result in automatic denial or lease termination.

Non-U.S. Citizens

Applicants must provide valid USCIS documentation, such as I-551, I-766, or I-94, plus a Passport or Visa.

Pets

A maximum of two pets per household, subject to breed/weight limits. A non-refundable one-time pet fee (per pet) and a monthly pet rent (per pet) apply. Inquire for details.

Administrative Fee

The administrative fee is refundable only if the application is denied or canceled within 72 hours of approval notice. Application fees are non-refundable.

Acknowledgment

By applying, you confirm that all information is true and accurate. Misrepresentation is grounds for denial or lease cancellation. I acknowledge submitting this application and paying applicable fees to hold the requested apartment home until the complete verification process and final approval are received.

If my application is denied, I acknowledge that I can request an appeal, correct incorrect information received from a third party, or present information regarding mitigating circumstances for consideration. Applicants with disabilities may request reasonable accommodations or modifications under the Fair Housing Act, including from this selection or rental criteria.

Effective 12/18/2025

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